Speak Chinese like a Banker (15 - 26 August 2016)

从两个星期的新闻学十个生词

Governmental institutions provided the source material - press releases issued between 15 to 26 August 2016 - for  9 of the 10 Chinese language terms in the selected financial and telecommunications jargon for your vocabulary expansion. The governmental institutions are the People’s Bank of China, the Hong Kong Monetary Authority, and the Financial Supervisory Commision.

English	Chinese
	汉字	Pinyin
Rental expenses	租务支出	Zū wù zhīchū
Credit costs	信贷成本	Xìndài chéngběn
Hedging costs	对冲成本	Duìchōng chéngběn
Deposit-Taking Company	存款公司	Cúnkuǎn gōngsī
Stored Value Payment Instrument	储值支付工具	Chú zhí zhīfù gōngjù
Microfinance	微型金融	Wéixíng jīnróng
Sovereign Bonds	主权债券	Zhǔquán zhàiquàn
Capital Flows	资本流	Zīběn liú
Fixed Income Securities	固定收益证券	Gùdìng shōuyì zhèngquàn
Base Station	基站	Jīzhàn

Hanzi in the Main Terminology

租 zū	务 wù	支 zhī	出 chū	基 jī	站 zhàn
储 chǔ	值 zhí	支 zhī	付 fù	工 gōng	具 jù
对 duì	冲 chōng	资 Zī	本 běn	流 liú	固 gù
信 xìn	贷 dài	成 chéng	本 běn		定 dìng
存 cún	款 kuǎn	公 gōng	司 sī		收 shōu
微 wēi	型 xíng	金 jīn	融 róng		益 yì
主 zhǔ	权 quán	债 zhài	券 quàn		证 zhèng

Word in Use

From: Hong Kong Monetary Authority,

Composite Interest Rate: End of July 2016, 18 August 2016

2016年7月底综合利率, 2016年8月18日

• 综合利率是根据应注意综合利率只反映平均利息支出，并未涵盖借出贷款涉及的其他成本，如营运成本（如员工及租务支出）、信贷成本及对冲成本。
• It should be noted that the composite interest rate represents only average interest expenses. There are various other costs involved in the making of a loan, such as operating costs (e.g. staff and rental expenses), credit cost and hedging cost, which are not covered by the composite interest rate.

Notes

• A bond is 债券, hence corporate bonds are 公司债券. municipal bonds are 市政债券, and sovereign bonds are 主权债券.

Culture Corner

From: National Palace Museum / 國立故宮博物院

The Mystery of Bronzes / 原來如此：青銅器工藝欠之謎

	青銅器時代不但是文明發展的里程碑，也是古代實用科技的發端。
	The Bronze Age marks not only a milestone in the development of civilization, but also the first signs of the application of technology.
	青铜器时代不但是文明发展的里程碑，也是古代实用科技的发端。

中文			英文
Simplified	Traditional	Pinyin	English
青铜器时代	青銅器時代	Qīngtóngqì shídài	Bronze Age
文明	文明	wénmíng	Civilization
里程碑	里程碑	lǐchéngbēi	Milestone
科技	科技	kējì	Technology

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Sources

Hong Kong Monetary Authority	http://bit.ly/10CWordsWk95n1-3eng http://bit.ly/10CWordsWk95n1-3 http://bit.ly/10CWordsWk95n4-5
People’s Bank of China	http://bit.ly/10CWordsWk95n6 http://bit.ly/10CWordsWk95n7 http://bit.ly/10CWordsWk95n8
Financial Supervisory Commission	http://bit.ly/10CWordsWk95n9
Huawei	http://bit.ly/10CWordsWk95n10
investopedia.com, National Palace Museum

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